Tuesday, January 6, 2015

Why annuities are so important in retirement planning - End-of-the-Year Annuity Update

Annuities are going mainstream with Wall Street names like Goldman Sachs and Barclays'. Even the secular press has been highlighting annuities in retirement, especially income annuities like single premium immediate annuities (SPAIs) and deferred income annuities (DIAs). And don't forget guaranteed lifetime withdrawal benefits (GLWBs).

But the key component of these income annuities is mortality credits. With the exception of cash values life insurance, which can also be annuitized for life, no other product line offers longevity credits to enhance retirement income like annuities.

Syndicated financial columnist and talk show host Steve Savant interviews nationally recognized annuity expert Mike McGlothlin, ChFC, CLU, CFP. This end of the year update highlights some of the industry's leading annuity product innovations and planning concepts into a five part series. http://youtu.be/NMibNJE3ZLc

About Steve Savant

Steve Savant

As the National Marketing Spokesperson for Ash Brokerage, Steve Savant looks forward to meeting financial professionals in every way possible - in person or by video through conferences and social media.

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